Frequently Asked Questions

What You Need To Know About Getting A Loan

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What is a title pawn?  

A title pawn is a quick loan that uses your vehicle title as collateral instead of your credit report. 

What do I need to qualify for a title pawn? 

You must drive the vehicle over, bring your title, the current tag registration, your driver’s license or a state issued ID, and a spare key to both the door and the ignition. 

Do I have to be employed?  

While being employed is not a requirement, you will want to have some form of income to ensure repayment.  We can use other sources of income such as retirement, social security, or unemployment benefits.

What if the title is not in my name?

You will need to have the title transferred into your name in order for us to do a pawn on the vehicle.  Additionally, a tag will need to be registered to the vehicle.

How long does the process take?  

Most loans are done in less than 30 minutes.

What if another company has my title?  

We can check into buying your account from the other company.  Give us a call with your payoff amount and we may even be able to get you some additional money.  Additionally, we may be able to put you on a payment plan that is better for you.

How old do I have to be to do a title pawn?  

You must be at least nineteen years old qualify for a title pawn per the Official Code of Alabama.

How much money can I get?  

Our staff members are great at evaluating vehicles and assisting customers in choosing a loan amount and repayment option that works best for them. Our loans are based on the value and condition of the vehicle.

What types of vehicles are eligible for a title pawn?  

We can pawn most vehicles model year 1981 or newer.

Why should I choose Ace Title Loan?

We have been assisting our customers with their financial needs and unexpected bills for almost 22 years. We have a friendly and well-trained staff, competitive interest rates, and flexible repayment plans to help you in paying back your pawn amount. We have a reputation for being the best because we are the best!

Can I refer a friend or family member?  

Absolutely! Our customers are greatly appreciated, and we would love for you to send more good people to us.  To show our appreciation for referring new customers to us, we will pay you a referral fee.  There is no limit on the number of new customers you can send to us.

Can I get a title pawn if I don’t have a checking account?

Definitely!  We issue all funds in the form of a check, and our bank will cash it for you with a state issued ID.  We accept payments by cash, check or money order.

Can I get a title pawn if I have bad credit?

Yes!  We do NOT run credit checks for approval.

We offer many options for helping our customers to secure a quick title pawn.

Please contact us today to see how we can help you!

Contact Us

5371 HWY 90 West, Mobile, AL 36619

Ace Title Loan